Self Directed IRA Strategy

1. First step is to determine your asset allocations.  Use our asset allocation tool .
   
2. Next identify the ETFs that represent the five asset classes are available through your broker, if not change brokers.
   

• Fund Symbol	Underlying Index	Asset Class
  VTI	MSCI US Broad Market Index	US Stock
  VEA	MSCI EAFE Index	Foreign Stock
  BND	Broad, Market-weighted Bond Index	Bonds
  TIP	Barclays Capital U.S.Treasury Inflation Protected Securities (TIPS) Index	Inflation Proof Bonds
  (MMF)	(You can use any respectable Money Market Fund or Short Term Treasury Fund)	Cash

3. Now you're ready to move your money!
• If a fund has a current BUY signal then buy shares of that fund equal to the dollar amount indicated by your asset allocations. 
  
• If a fund has a SELL signal then move that money into your Cash fund (and wait for a BUY signal).
4. Now the easy part.  Just wait until TimingTruth sends you an email with a new BUY or SELL signal for a specific fund.
• When you receive a signal simply do what it says.  Timing signals are ALWAYS issued for specific funds.  Don't mix them up!
• If it is a BUY then move money from your Cash account (amount is determined by your asset allocations) and invest it in the fund that received the signal.
• If it is a SELL signal then sell all the shares of that fund and move the money into your Cash account.
• Note: This strategy does NOT try to time bond or cash funds so you will never receive a signal for a bond or cash fund.
  
5. Every year you will need to re-balance your assets.  As you get closer to retirement the asset allocations change.  You preserve the gains you made early in your stock investment by moving your gains into the more conservative, interest producing bonds.